FMOH Essentials · Home finance Coming soon
Plan your home loan before you apply.
Home loan guidance, eligibility checks and bank tie-ups are coming soon. You can already use our EMI calculator to plan a monthly payment you're comfortable with.
Available now
EMI calculator
Move the sliders to estimate your monthly EMI. It uses the standard reducing-balance formula that banks use.
Suggested take-home pay: a month or more. Many lenders prefer EMIs within about half of take-home pay.
Notify me when loans launchAn estimate only. Home loans through FMOH are coming soon, and the bank decides your final rate and eligibility.
Where your payments go, year by year
Principal InterestEarly payments are mostly interest. Over time, more of each EMI reduces your loan.
What's coming
The calculator is live today. The rest launches with our partner banks.
EMI calculator Available now
Estimate your monthly EMI, total interest and loan amount. Available now.
Loan eligibility check
Know roughly what you can borrow before you visit a bank.
Bank tie-ups
Apply to partner banks through your FMOH advisor.
Rate and EMI optimisation
Compare offers to find a rate and tenure that suit you.
Home insurance guidance
The right cover for your house, villa or apartment.
Tax and compliance guidance
Help with home loan tax benefits and paperwork.
Questions about home finance
Ask us anything on +91 79949 39698.
We are finalising partner banks now. Tap "Notify me" and we will tell you as soon as home finance launches.
It uses the standard reducing-balance EMI formula that banks use. Your actual EMI depends on the rate, fees and tenure the bank offers you.
No. It runs privately in your browser, and nothing you enter is sent to anyone.
Available now
Be first to know
Leave your number and we will tell you the moment home finance launches.